About Reliance Standard Life Insurance Company
A Century of Keeping Promises
Reliance Standard Life Insurance Company is a member of the Tokio Marine Group, one of the oldest and largest insurance groups in the world. With more than 115 years of combined operating history, Reliance Standard brings institutional-grade investment management, in-house operational capabilities, and the financial backing of a Fortune Global 500 parent company to every product it offers.
Reliable. Strong. Secure.
Unlike many competitors that have been acquired by private equity firms in recent years, Reliance Standard operates with a long-term strategic perspective shaped by Tokio Marine’s 147-year commitment to the insurance industry. This ownership stability allows Reliance Standard to prioritize policyholder protection, consistent product delivery, and operational investment over short-term financial engineering.
Built for What's Next
Since 2016, the retirement services division has significantly expanded its leadership and organizational structure — adding dedicated functions across Financial Operations, Compliance, Data Analytics, and Communications — to support sustained growth.
Financial Strength At-A-Glance
Ratings have been affirmed at their current levels since 2021, reflecting consistent financial performance through multiple market cycles including the 2022 rate environment and the 2023–2025 equity recovery.
Annuities Made Easy
Reliance Standard maintains an in-house operations model for its annuity business. New business processing, customer care, and claims are handled by dedicated internal teams — not outsourced to third-party administrators. This gives Reliance Standard direct quality control over the policyholder experience and the ability to invest in continuous service improvements.
The company’s annuity operations run on the FAST administration platform, implemented in 2017, with DTCC integrations for electronic processing. Reliance Standard actively participates in IRI’s Digital First for Annuities Initiative and will be among the first carriers to offer paperless replacements. It is also one of approximately 23 carriers to offer carrier-to-carrier money settlement of exchanges and transfer premiums.