Introducing Reliance Guarantee® 3
Guaranteed Growth. Greater Flexibility.
Reliance Guarantee® 3 brings a new three-year duration to the product suite Financial Professionals already trust, backed by the financial strength of Tokio Marine.
Available October 1, 2026.
More Choice
A new three-year term joins our five-, seven- and 10-year fixed annuities, giving your clients a duration built around their timeline, not ours.
Same Story, New Term
Reliance Guarantee 3 carries the same guaranteed rate structure and financial strength backing as the rest of the Reliance Guarantee suite. No new story to learn.
Built for Today's Client
For clients who want certainty without a long-term commitment, Reliance Guarantee 3 offers a guaranteed rate on a shorter timeline.
Top-Tier Ratings. 115+ Years of Proof.
Financial Strength Your Clients Can Count On.
Reliance Standard's ratings reflect ownership by Tokio Marine Holdings, Inc., one of the world’s largest and most trusted insurers.
AM BEST
A++
SUPERIOR
Our superior AM Best rating reflects the financial strength, stability and long-term commitment behind our products and services. As one of the industry's most respected independent rating agencies, AM Best evaluates insurers on factors such as balance sheet strength, operating performance, and ability to meet ongoing obligations.
A superior rating provides added confidence that we are well-positioned to deliver on the promises we make - today and in the future.
STANDARD & POOR'S
A+
STRONG
Our strong rating from S&P Global Ratings signals the financial strength, stability, and long-term resilience of our organization. As one of the world's leading credit rating agencies, S&P evaluates companies on their overall creditworthiness, financial flexibility, risk management, and ability to meet long-term obligations.
Recognized by S&P for strong financial strength, we maintain a stable foundation to support long-term commitments and resilience through market change.
Reliance Standard's S&P rating appears within S&P's report on Tokio Marine Group's core operating companies.
MOODY'S
A1
STRONG
Our A1 rating from Moody's Ratings reflects the financial strength, stability, and creditworthiness of our organization. Moody's is a globally recognized independent rating agency that evaluates an organization's ability to meet its financial obligations based on capital strength, earnings stability, and risk management.
An A1 Moody's rating indicates a high level of confidence in our ability to fulfill long-term commitments and maintain financial resilience across changing market conditions.
Moody's credit view reflects Reliance Standard's ownership by ultimate parent company Tokio Marine Holdings, Inc.
Legal Disclaimer
For Financial Professional use only and not intended for use with the general public. For complete descriptions of all benefits and features, please refer to the policy/certificate.
Straightforward by design. Backed by Tokio Marine.
Guarantees are backed by the financial strength and claims-paying ability of Reliance Standard Life Insurance Company.
Reliance Standard's ratings:
- A.M. Best Rating affirmed 11/19/25. A.M. Best Company assigns ratings from A++ to D based on their opinion of a company's financial strength and ability to meet future obligations to contract holders. A++ (Superior) is the highest of 15 ratings. http://www.ambest.com
- Standard and Poor's Rating Affirmed 12/11/25. Standard & Poor's assigns ratings from AAA to D based on their opinion of a company's future financial security. A+ (Strong) is highest rating in category A and the 5th highest of 21 ratings. http://www.standardandpoors.com
- Moody's rating affirmed 2/19/26. Moody's assigns rating from Aaa to C based on their opinion of a company's future financial security. A1 is highest rating in category A and the 5th highest of 21 ratings. https://www.moodys.com
Home Office: Schaumburg, Illinois | Administrative Office: 1700 Market Street, Suite 1200, Philadelphia, PA 19103 | 1.800.435.7775
For more information: (800) 435-7775, ext 3696
D-RSA0031 9/26