Why Reliance Standard
Discover the Partner Driving Your Success
When a financial professional recommends an annuity, it reflects on both their credibility and yours. Reliance Standard is built to protect that—delivering the financial strength clients expect and the service experience your team needs to grow.
Why Advisors Choose Us
A Partner Measured By More Than a Number
Rate matters. So does who is standing behind it. Reliance Standard combines top-tier financial strength with a direct, in-house service team, so your clients get a competitive product and a company built to keep its promises.
A Century of Keeping Promises
Reliance Standard Life Insurance Company is a member of the Tokio Marine Group, one of the oldest and largest insurance groups in the world. With more than 115 years of combined operating history, Reliance Standard brings institutional-grade investment management, in-house operational capabilities, and the financial backing of a Fortune Global 500 parent company to every product it offers. In the marketplace, what sets up apart from other annuity partners is our stability and financial strength.
Safety
Top Tier Ratings. 115+ Years of Proof.
With top-tier ratings, disciplined risk management, and 115+ years of stability, our clients’ retirement savings are protected by one of the industry’s most dependable carriers. Since 1907, Reliance Standard has delivered on its promises—weathering market cycles, downturns, and regulatory change. Stability isn’t just a talking point. It’s our track record.
Financial Strength You Can Rely On
Ratings have been affirmed at their current levels since 2021, reflecting consistent financial performance through multiple market cycles including the 2022 rate environment and the 2023–2025 equity recovery.
Service
Faster Processing. More Control.
Our industry-leading annuity platform accelerates every step—so financial professionals can spend more time on client experience and building lasting relationships. > In-house processing that consistently beats industry turnaround times > Call center response is nearly half of the industry standard > Full DTCC integration for faster transfers and fewer manual steps
Stewardship
Global Strength. Long-Term Focus.
As a member of the Tokio Marine Group, one of the world’s largest and most trusted insurers, every Reliance Standard annuity contract offers unmatched security and global financial strength. Reliance Standard’s long-tenured leadership and investment expertise position your business for sustainable growth—decade after decade.
Tokio Marine's Forbes Global 2000 Ranking
Tokio Marine's Total Assets Worldwide
(Approximate, USD)
Solutions
Clear Products. Trusted Results.
Our fixed and fixed-indexed annuity products are designed for clients seeking principal protection with opportunities for growth without being invested in the market. They are straightforward by design, which means the only surprises are good ones.
> Clients gain clarity, confidence, and peace of mind.
> Financial professionals gain solutions that are easy to explain, and fewer difficult conversations down the road.
For education of producers/agents at Ameriprise Financial Institutions Group only and not intended for use with the general public. For complete descriptions of all benefits and features, please refer to the policy/certificate.
Annuities are products of the insurance industry and are not insured by the Federal Deposit Insurance Corporation (FDIC), National Credit Union Administration (NCUA)/National Credit Union Share Insurance Fund (NCUSIF) or any governmental agency.
NOT A BANK GUARANTEE. NOT A DEPOSIT. MAY LOSE VALUE.
Reliance Standard's ratings:
- A.M. Best Rating affirmed 11/19/25. A.M. Best Company assigns ratings from A++ to D based on their opinion of a company's financial strength and ability to meet future obligations to contract holders. A++ (Superior) is the highest of 15 ratings. http://www.ambest.com
- Standard and Poor's Rating Affirmed 12/11/25. Standard & Poor's assigns ratings from AAA to D based on their opinion of a company's future financial security. A+ (Strong) is highest rating in category A and the 5th highest of 21 ratings. http://www.standardandpoors.com
- Moody's rating affirmed 2/19/26. Moody's assigns rating from Aaa to C based on their opinion of a company's future financial security. A1 is highest rating in category A and the 5th highest of 21 ratings. https://www.moodys.com
Home Office: Schaumburg, Illinois | Administrative Office: 1700 Market Street, Suite 1200, Philadelphia, PA 19103 | 1.800.435.7775
For more information: (800) 435-7775, ext 3696
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