Reliance Accumulator® 5

Effective as of July 2, 2026 (Indexed)

Index/Account
Crediting Strategy
Current Rate1
Minimum Guaranteed Rate

S&P 500®

Annual Pt-to-Pt (Cap)

9.75%
1.00%

Annual Pt-to-Pt (Par)2

56.00%
10.00%
Annual Monthly Avg (Cap)
10.25%
1.00%

S&P MARC 5% ER

Multi-Asset

Volatility Target 5%

Annual Pt-to-Pt (Par)

205.00%
40.00%

Annual Pt-to-Pt (Spread w/ Par)3

1.00%/225.00%
4.50%/100.00%

Nasdaq-100 Intraday Elite 15%™(Not available in CA)

Volatility Target 15%

Annual Pt-to-Pt (Par)

74.00%
15.00%

S&P 500® Dynamic Intraday (Not available in CA)

Volatility Target 15%

Annual Pt-to-Pt (Par)

76.00%
15.00%

S&P 500® Market Agility 10 (Not available in CA)

Multi-Asset

Volatility Target 10%

Annual Pt-to-Pt (Par)

100.00%
20.00%
Fixed

Fixed Interest

4.85%
1.00%

Reliance Accumulator business must be submitted electronically (via AnnuityNet/Subscribe, Affirm, or Firelight). This product and certain features may not be available in all states.

1 The Index Interest Rate Cap, Participation Rate, and Fixed Interest Rate are guaranteed for the first contract year; thereafter, Reliance Standard will declare rates each subsequent contract year. The Cap, Participation, and Fixed Interest rates for subsequent years will be equal to or greater than the guaranteed rate shown.

2 Rate lock is not available on the S&P 500 Par Rate strategy.

3 Spread Rate is guaranteed for the first contract year; thereafter, Reliance Standard will declare Spread Rates each subsequent contract year. Spread Rate shown in the guaranteed column is the maximum that may be declared during the life of the contract.

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