This document provides a summary of the features of the Reliance Accumulator® Index Annuity, a Single Premium Deferred Equity Index Annuity Contract. It does not modify the terms of the contract. This product or certain features may not be available in all states. The annuity contract is subject to limitations. Interest rates are declared each year and may exceed the minimum guaranteed rate. Guarantees are backed by the financial strength and claims paying ability of Reliance Standard. For more details, contact Reliance Standard.

Annuities are products of the insurance industry and are not insured by the Federal Deposit Insurance Corporation (FDIC), National Credit Union Administration (NCUA)/National Credit Union Share Insurance Fund (NCUSIF) or any governmental agency.

NOT A BANK GUARANTEE. NOT A DEPOSIT. MAY LOSE VALUE.

Index Trademark Disclosures

The S&P 500, S&P MARC 5% ER, S&P 500 Market Agility 10 TCA 0.5% Decrement ER, and S&P 500 Dynamic Intraday TCA ER are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Reliance Standard. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Reliance Standard annuity products are not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of any S&P index.

The Nasdaq-100 Intraday Elite 15% Index is a product of Nasdaq, Inc. and has been licensed for use by Reliance Standard. Reliance Standard annuity products are not sponsored, endorsed, sold, or promoted by Nasdaq, and Nasdaq makes no representation regarding the advisability of investing in such products.

Reliance Accumulator business must be submitted electronically (via AnnuityNet/Subscribe, Affirm, or Firelight). This product and certain features may not be available in all states.

Single Premium Deferred Equity Index Annuity Contract. Policy Form #s ICC21-RSL-8378-0121, RSL-8378-0121-CA, RSL-8378-0121-FL, RSL-8378-0121-ND, RSL-8378-0121-SD and Index Interest Riders Form #s ICC21-RSL-8380-0121, ICC21-RSL-8381-0121, ICC21-RSL8382-0121, ICC21-RSL-8383-0121, RSL-8380-0121, RSL-8381-0121, RSL-8382-0121, and RSL-8383-0121. Waiver of Surrender Charges Rider Forms #s ICC-RSL-8339-0705, RSL-8339-0705. Terminal Illness Rider Policy Rider Form #s ICC21-RSL-8379-0121, RSL-8346-0107. Enhanced Death Benefit Rider Form #s ICC21-8385-0123, RSL-8385-0123.

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